Like many of you, FVCBank is concerned about the recent breach at Equifax. Between mid-May and July hackers accessed people’s names, Social Security numbers, birth dates, addresses, and other Non Public Information by breaching the Equifax network. Below are some things that you could do to help protect yourself.
1. Be cautious of any emails you receive from Equifax which suggest you click on a link. It is best practice to always be wary of any email you are not expecting, especially those containing links or attachments.
2. Visit the Federal Trade Commission’s page at https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do or google “Federal Trade Commission Equifax Data Breach”. Then follow the instructions to discover if your information was stolen.
3. If your personal information was exposed you will receive an offer to sign up for 1 year of complimentary identity theft protection and credit monitoring service from the FTC/Equifax. If someone tries to use your information for the purpose of attaining a loan or credit card you’ll be notified right away.
4. If your information was compromised consider freezing access to your credit files. All three major credit bureaus, Equifax, Experian & Transunion give you the ability to freeze your credit. The cost is $10 per service. Be aware that if you freeze your credit you must remember to unfreeze it temporarily if you file for a credit card, loan, or sign up with a new utility company.
For more information please visit equifax security information