Rick Leonard, CPA
Homes, Lowry, Horn & Johnson
Big Bank Expertise (without the 'Big Bank Experience')
While we may not be a multi-national financial institution, we do know all about them and how they do business. In fact many of us worked for them at one time but wanted to offer our clients a better alternative. First Virginia Community Bank was founded on the idea that when it comes to banking and financial services, for most people and businesses, bigger does not mean better. We did benefit from our experience at those national institutions, however.
We learned how to provide the best in service to our clients. We learned a lot about what products and services work best for a variety of businesses and individuals. We learned how to anticipate market changes and to translate that knowledge into profit for our clients. We learned about the growing importance of technology, both in terms of customer convenience and security.
Just as importantly, we learned what to avoid. The bureaucracy. The hidden fees. The "personalized" service that is impersonal at best. And, as the recent financial crisis has painfully proven, we realized the idea that big banks provide more financial "stability" could not be farther from the truth.
Smart, well– intentioned people backed by real assets&ndash that's the key to stability. Which is why we made sure First Virginia Community Bank has plenty of both.




