Fast. Convenient. Secure.
FVCbank is proud to introduce Lightning Lending, the next generation in business banking. Our digital lending platform creates faster, simpler, and more efficient digital lending and account-opening experiences for our business customers.
We are the go-to fintech community bank for fast solutions and helping your company grow. Business owners no longer need to spend valuable time on an extensive loan application process. FVCbank Lightning Lending brings the future of loans to businesses today.
No more mountains of paperwork. No more lengthy delays.
With the FVCbank digital loan application process, qualified businesses will be approved for a loan quickly and efficiently.
A simple application starts the process, and two years of tax returns finishes. Our algorithms are configured for flexible underwriting to accept automatically, or decline, each application. In lightning quick time, FVCbank will issue a fully digital, execution-ready closing doc package.
Lending technology that blows the socks off traditional borrowing.
We are a fast-moving, fintech-savvy community bank powering the best business banking experiences in the Washington, DC, Maryland, and Virginia markets. We value the businesses that bank with us and are committed to ensuring customers benefit from our timesaving, easy, secure online transactions.
Only Five Simple Steps to Complete the Application in Minutes.
- A government-issued personal identification for the principal signatory of the loan.
- Two years of business and individual tax returns for all signators and year-to-date financial statements
- A primary banking relationship with FVCbank*
- Business certificate or Articles of Incorporation
- Business operating agreement (if applicable)
About the FVCbank Lightning Lending platform
The FVCbank digital Lightning Lending origination system for business banking pulls in data at each stage of origination.
Existing customers will find applications are easily pre-filled with relevant information. Both existing and new customers will experience the convenience of seamless AI technology – automated spreadsheets, aggregated data, scored applications, and document packages.
Lightning Lending meets business expectations for digital convenience and brings efficiency gains to our customers’ internal teams. The platform is unique in its use of data to streamline the origination of any business banking product, from application to decision to close.
Approved applicants usually receive funds into their FVCbank account within 48 hours. With time being such a precious asset, qualified applicants now have a path around time consuming paperwork and underwriting with this sophisticated fintech loan processing system. By fully embracing the benefits of fintech, FVCbank represents the community bank of the future today.
Get your business funded in a flash
Lightning Lending provides cash in a flash. The process is quick, reliable, and secure. Businesses can receive loan amounts under $500,000. No more waiting for days or weeks. FVCbank gets your business the money it needs as quickly as lightning.
The Not-So-Small Print
Approved applicants must have an FVCbank checking account and a business registered in Virginia, Maryland, or the District of Columbia. Businesses applying for Lightning Lending must be at least two years old and a domestic company, or sole proprietorship. Not-for-profit organizations are ineligible. The applicant must be a closely held corporation. A trust or other business cannot own the company and 80% or more ownership is needed to apply.
Contact us for more information on our Lightening Lending Platform.
*New customers are required to open a deposit account if applicant accepts loan