FVCbank

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Our Rates

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Savings Accounts

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
First Business Savings 0.30% 0.30% $200.00 $0.01
First Statement Savings 0.30% 0.30% $5.00 $0.01
First Student Savings 0.30% 0.30% $5.00 $0.01
Health Savings Account 0.30% 0.30% $50.00 $0.01

Personal CDs

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
3 Month CD 0.99% 1.00% $1,000.00 $1,000.00
6 Month CD 1.73% 1.75% $1,000.00 $1,000.00
12 Month CD 2.42% 2.45% $1,000.00 $1,000.00
18 Month CD 2.51% 2.55% $1,000.00 $1,000.00
24 Month CD 2.56% 2.60% $1,000.00 $1,000.00
36 Month CD 2.66% 2.70% $1,000.00 $1,000.00
48 Month CD 2.76% 2.80% $1,000.00 $1,000.00
60 Month CD 2.85% 2.90% $1,000.00 $1,000.00

A penalty will be imposed for early withdrawal.

Commercial CDs

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
Business 3 Month CD 0.99% 1.00% $1,000.00 $1,000.00
Business 6 Month CD 1.73% 1.75% $1,000.00 $1,000.00
Business 12 Month CD 2.42% 2.45% $1,000.00 $1,000.00
Business 18 Month CD 2.51% 2.55% $1,000.00 $1,000.00
Business 24 Month CD 2.56% 2.60% $1,000.00 $1,000.00
Business 36 Month CD 2.66% 2.70% $1,000.00 $1,000.00
Business 48 Month CD 2.76% 2.80% $1,000.00 $1,000.00
Business 60 Month CD 2.85% 2.90% $1,000.00 $1,000.00

A penalty will be imposed for early withdrawal.

IRA CDs

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
3 Month IRA CD 0.99% 1.00% $1,000.00 $1,000.00
6 Month IRA CD 1.73% 1.75% $1,000.00 $1,000.00
12 Month IRA CD 2.42% 2.45% $1,000.00 $1,000.00
18 Month IRA CD 2.51% 2.55% $1,000.00 $1,000.00
24 Month IRA CD 2.56% 2.60% $1,000.00 $1,000.00
36 Month IRA CD 2.66% 2.70% $1,000.00 $1,000.00
48 Month IRA CD 2.76% 2.80% $1,000.00 $1,000.00
60 Month IRA CD 2.85% 2.90% $1,000.00 $1,000.00

A penalty will be imposed for early withdrawal.

Checking Account

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
Business Interest Checking 0.10% 0.10% $200.00 $0.01
Interest Checking 0.10% 0.10% $50.00 $0.01
Not for Profit Solution 0.25% 0.25% $200.00 $0.01
Senior Checking 0.15% 0.15% $50.00 $0.00

Business Money Market

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
$0.00 – $2,499.99 0.25% 0.25% $200.00 $0.00
$2,500.00 – $24,999.99 0.35% 0.35% $200.00 $2,500.00
$25,000.00 & Over 0.40% 0.40% $200.00 $25,000.00

Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.

Personal Money Market

Product Interest Rate 1 APY 1 2 Min. Balance (to open) Min. Balance 3 (to earn interest)
$0.00 – $2,499.99 0.25% 0.25% $50.00 $0.01
$2,500.00 – $24,999.99 0.35% 0.35% $50.00 $2,500.00
$25,000.00 & Over 0.40% 0.40% $50.00 $25,000.00

Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.

  1. Rates effective February 5, 2019. Rates and fees are subject to change
  2. APY Annual Percentage Yield
  3. Fees may reduce earnings