Personal CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| 3 Month CD | 0.99% | 1.00% | $1,000.00 | $1,000.00 |
| 6 Month CD | 1.73% | 1.75% | $1,000.00 | $1,000.00 |
| 12 Month CD | 2.42% | 2.45% | $1,000.00 | $1,000.00 |
| 18 Month CD | 2.51% | 2.55% | $1,000.00 | $1,000.00 |
| 24 Month CD | 2.56% | 2.60% | $1,000.00 | $1,000.00 |
| 36 Month CD | 2.66% | 2.70% | $1,000.00 | $1,000.00 |
| 48 Month CD | 2.76% | 2.80% | $1,000.00 | $1,000.00 |
| 60 Month CD | 2.85% | 2.90% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
Commercial CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| Business 3 Month CD | 0.99% | 1.00% | $1,000.00 | $1,000.00 |
| Business 6 Month CD | 1.73% | 1.75% | $1,000.00 | $1,000.00 |
| Business 12 Month CD | 2.42% | 2.45% | $1,000.00 | $1,000.00 |
| Business 18 Month CD | 2.51% | 2.55% | $1,000.00 | $1,000.00 |
| Business 24 Month CD | 2.56% | 2.60% | $1,000.00 | $1,000.00 |
| Business 36 Month CD | 2.66% | 2.70% | $1,000.00 | $1,000.00 |
| Business 48 Month CD | 2.76% | 2.80% | $1,000.00 | $1,000.00 |
| Business 60 Month CD | 2.85% | 2.90% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
IRA CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| 3 Month IRA CD | 0.99% | 1.00% | $1,000.00 | $1,000.00 |
| 6 Month IRA CD | 1.73% | 1.75% | $1,000.00 | $1,000.00 |
| 12 Month IRA CD | 2.42% | 2.45% | $1,000.00 | $1,000.00 |
| 18 Month IRA CD | 2.51% | 2.55% | $1,000.00 | $1,000.00 |
| 24 Month IRA CD | 2.56% | 2.60% | $1,000.00 | $1,000.00 |
| 36 Month IRA CD | 2.66% | 2.70% | $1,000.00 | $1,000.00 |
| 48 Month IRA CD | 2.76% | 2.80% | $1,000.00 | $1,000.00 |
| 60 Month IRA CD | 2.85% | 2.90% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
Business Money Market
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| $0.00 – $2,499.99 | 0.25% | 0.25% | $200.00 | $0.00 |
| $2,500.00 – $24,999.99 | 0.35% | 0.35% | $200.00 | $2,500.00 |
| $25,000.00 & Over | 0.40% | 0.40% | $200.00 | $25,000.00 |
Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.
Personal Money Market
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| $0.00 – $2,499.99 | 0.25% | 0.25% | $50.00 | $0.01 |
| $2,500.00 – $24,999.99 | 0.35% | 0.35% | $50.00 | $2,500.00 |
| $25,000.00 & Over | 0.40% | 0.40% | $50.00 | $25,000.00 |
Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.
- Rates effective February 5, 2019. Rates and fees are subject to change
- APY Annual Percentage Yield
- Fees may reduce earnings