Savings Accounts
Personal CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| 3 Month CD | 0.100% | 0.10% | $1,000.00 | $1,000.00 |
| 6 Month CD | 0.150% | 0.15% | $1,000.00 | $1,000.00 |
| 12 Month CD | 0.300% | 0.30% | $1,000.00 | $1,000.00 |
| 18 Month CD | 0.349% | 0.35% | $1,000.00 | $1,000.00 |
| 24 Month CD | 0.399% | 0.40% | $1,000.00 | $1,000.00 |
| 36 Month CD | 0.548% | 0.55% | $1,000.00 | $1,000.00 |
| 48 Month CD | 0.598% | 0.60% | $1,000.00 | $1,000.00 |
| 60 Month CD | 0.648% | 0.65% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
Commercial CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| Business 3 Month CD | 0.100% | 0.10% | $1,000.00 | $1,000.00 |
| Business 6 Month CD | 0.150% | 0.15% | $1,000.00 | $1,000.00 |
| Business 12 Month CD | 0.300% | 0.30% | $1,000.00 | $1,000.00 |
| Business 18 Month CD | 0.349% | 0.35% | $1,000.00 | $1,000.00 |
| Business 24 Month CD | 0.399% | 0.40% | $1,000.00 | $1,000.00 |
| Business 36 Month CD | 0.548% | 0.55% | $1,000.00 | $1,000.00 |
| Business 48 Month CD | 0.598% | 0.60% | $1,000.00 | $1,000.00 |
| Business 60 Month CD | 0.648% | 0.65% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
IRA CDs
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| 3 Month IRA CD | 0.100% | 0.10% | $1,000.00 | $1,000.00 |
| 6 Month IRA CD | 0.150% | 0.15% | $1,000.00 | $1,000.00 |
| 12 Month IRA CD | 0.300% | 0.30% | $1,000.00 | $1,000.00 |
| 18 Month IRA CD | 0.349% | 0.35% | $1,000.00 | $1,000.00 |
| 24 Month IRA CD | 0.399% | 0.40% | $1,000.00 | $1,000.00 |
| 36 Month IRA CD | 0.548% | 0.55% | $1,000.00 | $1,000.00 |
| 48 Month IRA CD | 0.598% | 0.60% | $1,000.00 | $1,000.00 |
| 60 Month IRA CD | 0.648% | 0.65% | $1,000.00 | $1,000.00 |
A penalty will be imposed for early withdrawal.
Business Money Market
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| $0.00 — $2,499.99 | 0.100% | 0.10% | $200.00 | $0.01 |
| $2,500.00 — $24,999.99 | 0.150% | 0.15% | $200.00 | $2,500.00 |
| $25,000.00 & Over | 0.200% | 0.20% | $200.00 | $25,000.00 |
Requires an average daily balance of $2,500.00 or a $12.00 fee will be imposed.
Personal Money Market
| Product | Interest Rate 1 | APY 1 2 | Min. Balance (to open) | Min. Balance 3 (to earn interest) |
|---|---|---|---|---|
| $0.00 — $2,499.99 | 0.100% | 0.10% | $50.00 | $0.01 |
| $2,500.00 — $24,999.99 | 0.150% | 0.15% | $50.00 | $2,500.00 |
| $25,000.00 & Over | 0.200% | 0.20% | $50.00 | $25,000.00 |
Requires an average daily balance of $2,500.00 or a $12.00 fee will be imposed.
- Rates are effective as of 08/31/2020. Rates and fees are subject to change
- APY Annual Percentage Yield
- Fees may reduce earnings