Our Rates

Choose a Financial Product

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
First Business Savings	0.30%	0.30%	$200.00	$0.01
First Statement Savings	0.30%	0.30%	$5.00	$0.01
First Student Savings	0.30%	0.30%	$5.00	$0.01
Health Savings Account	0.30%	0.30%	$50.00	$0.01

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
3 Month CD	0.80%	0.80%	$1,000.00	$1,000.00
6 Month CD	1.49%	1.50%	$1,000.00	$1,000.00
12 Month CD	2.08%	2.10%	$1,000.00	$1,000.00
18 Month CD	2.18%	2.20%	$1,000.00	$1,000.00
24 Month CD	2.32%	2.35%	$1,000.00	$1,000.00
36 Month CD	2.57%	2.60%	$1,000.00	$1,000.00
48 Month CD	2.66%	2.70%	$1,000.00	$1,000.00
60 Month CD	2.76%	2.80%	$1,000.00	$1,000.00

A penalty will be imposed for early withdrawal.

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
Business 3 Month CD	0.80%	0.80%	$1,000.00	$1,000.00
Business 6 Month CD	1.49%	1.50%	$1,000.00	$1,000.00
Business 12 Month CD	2.08%	2.10%	$1,000.00	$1,000.00
Business 18 Month CD	2.18%	2.20%	$1,000.00	$1,000.00
Business 24 Month CD	2.32%	2.35%	$1,000.00	$1,000.00
Business 36 Month CD	2.57%	2.60%	$1,000.00	$1,000.00
Business 48 Month CD	2.66%	2.70%	$1,000.00	$1,000.00
Business 60 Month CD	2.76%	2.80%	$1,000.00	$1,000.00

A penalty will be imposed for early withdrawal.

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
3 Month IRA CD	0.80%	0.80%	$1,000.00	$1,000.00
6 Month IRA CD	1.49%	1.50%	$1,000.00	$1,000.00
12 Month IRA CD	2.08%	2.10%	$1,000.00	$1,000.00
24 Month IRA CD	2.32%	2.35%	$1,000.00	$1,000.00
36 Month IRA CD	2.57%	2.60%	$1,000.00	$1,000.00
48 Month IRA CD	2.66%	2.70%	$1,000.00	$1,000.00
60 Month IRA CD	2.76%	2.80%	$1,000.00	$1,000.00

A penalty will be imposed for early withdrawal.

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
Business Interest Checking	0.10%	0.10%	$200.00	$0.01
Interest Checking	0.10%	0.10%	$50.00	$0.01
Not for Profit Solution	0.25%	0.25%	$200.00	$0.01
Senior Checking	0.15%	0.15%	$50.00	$

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
$0.00 – $2,499.99	0.25%	0.25%	$200.00	$0.00
$2,500.00 – $24,999.99	0.35%	0.35%	$200.00	$2,500.00
$25,000.00 & Over	0.40%	0.40%	$200.00	$25,000.00

Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.

Product	Interest Rate ¹	APY ¹ ²	Min. Balance (to open)	Min. Balance ³ (to earn interest)
$0.00 – $2,499.99	0.25%	0.25%	$50.00	$0.01
$2,500.00 – $24,999.99	0.35%	0.35%	$50.00	$2,500.00
$25,000.00 & Over	0.40%	0.40%	$50.00	$25,000.00

Requires an average daily balance of $2,500.00 or a $10.00 fee will be imposed.