FVCbank

Success Has A Bank

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Business Checking Accounts

FVCbank understands that providing business banking services to our community drives confidence in our economy. We make decisions locally and you work directly with our experts. If you are a small business, a corporation, or a non-profit organization, FVCbank has a program designed for you.

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Business Checking Accounts Include:

All our business checking accounts include:

  • Monthly e-statements
  • Online Banking with bill pay
  • Mobile Banking with Mobile Deposit
  • 24-hour access to your account balances and the ability to transfer between accounts with online banking
  • Business debit card with SecurLOCK®
  • Notary services

Types of Business Checking Accounts We Offer:

First Business Checking

Our First Business Checking account is ideal for start-ups and small businesses with low transaction volumes.

Account Details:

  • $200.00 minimum opening deposit
  • No minimum balance requirement
  • No charge for combined transactions of 500 items or less per month. If over 500 transactions are made in a month, a fee of $0.25 per transaction will be imposed

First Commercial Checking

Our Commercial Checking Account is a non-interest-bearing account perfect for mid-sized businesses with higher transaction volumes that use treasury management services.

Account Details:

  • $200.00 minimum opening deposit
  • Reduce or eliminate service charges through balance compensation; each month an earnings credit allowance based on collected balances is applied to the cost of your services. Cash management fees are offset to the earnings credit
  • A $12.00 monthly maintenance fee will be applied
  • Unlimited Check Writing Privileges
  • The ability to combine your business checking accounts to provide one consolidated analysis

First Business Interest Checking

Sole proprietors should consider opening a First Business Interest Checking account. This business checking account earns interest on all collected funds and does not have a transaction limit.

Account Details:

  • $200.00 minimum opening deposit
  • Average minimum monthly balance of $1,000.00 to avoid $10.00 monthly fee.
  • Fees may reduce earnings on the account

Non-Profit Advantage Account

For not-for-profit organizations, we recommend a Nonprofit Advantage account. This is a tiered account based on balance, perfect for nonprofits, associations, foundations, and other tax-exempt organizations that would like to earn interest on their entire account balance.

Account Details:

  • $200.00 minimum opening deposit
  • First check order (up to 250 checks)
  • Tiered interest rates: The higher the balance, the higher the rate
  • Interest compounded daily and credited monthly
  • No transaction limit
  • Average minimum monthly balance of $1,000.00 to avoid $12.00 monthly fee. Fees may reduce earnings

Please contact a Customer Service Representative for more information on our Business Checking options.