The checking accounts offered at FVCbank include personal checking, student checking, senior checking, and interest checking. Our personal checking accounts options offer e-statements, a MasterCard®, ATM transactions, and online banking with unlimited check writing privileges. Therefore, you can easily pay your bills and expenses without having to worry about any extra charges incurred on your account. Depending on the account you open, there may be no minimum balance required; likewise, your account may earn daily compounded interest.
Free Personal Checking
Checking made simple! A free checking account from FVCbank provides easy access to your money without having to worry about the balance you keep in your account.
- No minimum balance requirements and no monthly maintenance fees
- Unlimited check writing privileges
- Free e-statement & check images online — Think Green!
- Free MasterCard® check card
- Free worldwide ATM transactions
- Free online banking with bill pay
- 24-hour access to your account balances and the ability to transfer between accounts with online banking
- Low $50.00 minimum to open a Free Personal Checking account
- No minimum balance requirement to maintain account
Student Checking
Our Student Checking is a truly free checking account that offers benefits specifically designed for high school and college students up to age 25. Any applicant under the age of 18 will be required to have a joint applicant of legal age (18 or over) sign on the account with them.
- No minimum balance requirements and no monthly maintenance fees
- Unlimited check writing privileges
- No charge for accidental overdrafts less than $20 (one per month)
- Free e-statement & check images online — Think Green!
- Free MasterCard® check card
- Free worldwide ATM transactions
- Free online banking with bill pay
- 24-hour access to your account balances and the ability to transfer between accounts with online banking
- Low $50.00 minimum to open a Student Checking account
- No minimum balance requirement to maintain account
Senior Checking
Turning 50 has never looked so good — and now there’s something else to feel good about: Senior Checking, only from FVCbank. It’s an interest-bearing checking account with many complimentary services. We know how much you’ve given to your family, community and business, so we’ve designed Senior Checking to reward you for your efforts and contributions. It’s everything you need with no monthly charges!
- Interest earned on all balances
- Interest compounded daily and credited monthly
- Unlimited check writing privileges
- Free initial check order (up to 200 checks)
- Free e-statement & check images online — Think Green!
- Free MasterCard® check card
- Free worldwide ATM transactions
- Free online banking with bill pay
- 24-hour access to your account balances and the ability to transfer between accounts with online banking
- Low $50.00 minimum to open a Senior Checking account
- No minimum balance requirement to maintain account
- Please see a Customer Service Representative for current rate information, calculation method, and to obtain a copy of our Truth in Savings Disclosure
Interest Checking
Do you typically keep a higher checking account balance? The Interest Checking option is designed for the customer who wants basic, no-nonsense checking — with interest.
- Interest earned on all balances
- Interest compounded daily and credited monthly
- Unlimited check writing privileges
- Free e-statement & check images online —Think Green!
- Free MasterCard® check card
- Free worldwide ATM transactions
- Free online banking with bill pay
- 24-hour access to your account balances and the ability to transfer between accounts with online banking
- Low $50.00 minimum to open an Interest Checking Account
- Maintain a low average daily balance of $1,000.00 to avoid the $10.00 monthly maintenance fee
- Please see a Customer Service Representative for current rate information, calculation method, and to obtain a copy of our Truth in Savings Disclosure
Products & Services
- A full array of traditional credit products with preferred rates designed to accommodate all personal and business credit needs
- Traditional deposit products with high-yielding interest bearing checking, savings and money market accounts
- Online banking and bill payment services
- MasterCard® debit card, gift cards and cashiers’ checks
- Wire transfers — foreign and domestic
- Member of the CDARS network