What does First Virginia Community Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • income and account balances
  • payment history and transaction history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Virginia Community Bank chooses to share; and whether you can limit this sharing.

Reason we can share your personal information Does Firest Virginia Community Bank share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes Information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes Information about your creditworthiness No We don't share
For non-affiliates to market to you No We don't share

Questions?

Call 703-436-3800 or go to www.firstvirginiacommunitybank.com

How does First Virginia Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • Logical Access Controls–Multi-factor authentication methods for interactive Internet banking services
  • Encryption Techniques–Coding designed to protect non-public information in electronic form while in transit or in storage on systems

How does First Virginia Community Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Virginia Community Bank has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Virginia Community Bank does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Virginia Community Bank does not jointly market